Personal and Family Finances

One of the main problems of families and individuals are finances, because they do not know how to manage money, much more in a context of pandemic, where businesses have closed, people lost their jobs, companies reduced staff, little support from the state. This exacerbates the problem of personal and family finances in society. Another problem is that people's income is not enough to cover their needs according to their lifestyle, also payments have with financial institutions or informal means, creating instability, stress, etc., in families. This book presents three investigations, one that shows the situation of people regarding the management of their finances and how this affects the productivity of the institution where they work, also a study that analyzes how people with business that are affected by the pandemic face their debts with financial entities, finally a pre-experimental study that shows how the application of a money management program helps to improve their finances and at the same time decreases the delinquency rate of an educational institution where their children study.