Historical Capital Regulation of Banks. Standards and Influence of Basel Accords

Seminar paper from the year 2020 in the subject Business economics - Investment and Finance, grade: 0, Technical University of Chemnitz, language: English, abstract: This article focused on introducing the history of the evolvement of bank capital adequacy requirements, which as a part of international banking system regulation. The following topics will be discussed: What institution is charging international banking supervision? What are Basel Accords? What are the standards in Basel Accords?

With those topics, the article is divided into 4 sections. The background about the forming of BCBS and the early works for issuing Basel 1988 Accord will be introduced in the second chapter. The Basel I Accord, the Basel II Accord and the Basel III Accord will be presented in the third, fourth and fifth chapter.