Financial Aspects of Agriculture and Rural Development in India - 2016

The text provides a comprehensive coverage of Agriculture financial services ranging from short-, medium- and long-term loans, to leasing, to crop and livestock insurance, covering the entire agricultural value chain - input supply, production and distribution, wholesaling, processing and marketing. Reasons for the lack of access to finance in rural areas and in the agricultural value chains are numerous. They can be found in the slow and uneven entry of formal financial institutions into rural areas, which leads to rural clients often remaining beyond the reach of financial outlets, to the reluctance of financial institutions to provide financial services to agricultural and rural activities, whose risk profile is frequently not fully understood and which are often informal in nature.