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E-Banking Prospects and Problems comes as modest attempt to aware the students and readers about e-banking services, issues, challenges and risks of E-banking in Indian banking sector.It gives overall idea of E-banking services.It describes tools, structure, advantages and disadvantages of E banking. It discusses risks, challenges and issues related to E-banking. It focuses on online security system and security precautions that will help readers to cautious while using E-banking.It also refers to guidelines issued by Reserve Bank of India.