Credit Risk Management

Managing risk is one of the basic tasks to be done, once it has been identified and known. The purpose of this study is to analyze the impact of credit risk management on the financial performance of public and private sector banks in India. In achieving this objective, the study assessed the credit risk management practices of the Public and Private sector banks. This study consists of both primary and secondary data. To assess credit risk management practices, the survey questionnaire was used across the top 10 public and private sector banks in India as a primary data and ratios were averaged for Financial Ten years (2009-10 to 2018-19) Proxy to the banks' financial performance as a secondary data. The study used Descriptive Statistics, Multiple Regression Analysis, Correlation, and hypothesis testing to analyze the data.