{"product_id":"role-of-trust-in-bank-lending-von-shyam-bhati","title":"Role of Trust in bank lending","description":"\u003cp\u003eBanks in India operate in a very different lending  environment as compared to western banks. The  government owns many banks in India and state  intervention in bank lending is considerable in  India. Conventional instrument based methods of risk  evaluation have limited use for banks in India. This  book uses a social risk evaluation process based on  the notion of social capital and trust to examine  the structure and working of Indian bank branches.  The role of trust in the relationship between branch  managers and loan officers is critically studied. A  framework of trust between branch managers and loan  officers is developed. According to this framework,  a branch manager and a loan officer develop a  trusting relationship because both branch manager  and loan officer have incentive to trust each other  due to risk in lending. Trust between branch  managers and loan officers of bank branches depends  on seven characteristics of trust. Trust contributes  significantly to the improvement of lending  performance of bank branches in India. The  conclusions arrived in this study have important  implications for the management of banks.\u003c\/p\u003e\u003cdiv class=\"aw-variant-hidden-subtitle-div\" id=\"aw-variant-subtitle-9783844325041\"\u003e\u003ch3\u003eThe study of relationship between Branch Managers and Loan Officers of bank branches in India\u003c\/h3\u003e\u003c\/div\u003e","brand":"Autorenwelt Shop","offers":[{"title":"Softcover - 9783844325041","offer_id":39495958298717,"sku":"9783844325041","price":79.0,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0940\/0622\/files\/d7747c2a-0836-4b31-9bdf-07b74597ea77.jpg?v=1775713685","url":"https:\/\/shop.autorenwelt.de\/products\/role-of-trust-in-bank-lending-von-shyam-bhati","provider":"Autorenwelt Shop","version":"1.0","type":"link"}