Role of Self Help Groups & Micro Finance in Rural Development: A Case of Siddipet, Andhra Pradesh, India

Role of Self Help Groups & Micro Finance in Rural Development: A Case of Siddipet, Andhra Pradesh, India


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von R. Saraswathi, A. Ravi Prakash, A. Pawan Kumar

Beschreibung

Microfinance is defined as any activity that includes the provision of financial services such as credit, savings, and insurance to low income individuals which fall just above the nationally defined poverty line, and poor individuals which fall below that poverty line, with the goal of creating social value. The creation of social value includes poverty alleviation and the broader impact of improving livelihood opportunities through the provision of capital for micro enterprise, and insurance and savings for risk mitigation and consumption smoothing. A large variety of actors provide microfinance in India, using a range of microfinance delivery methods. Since the founding of the Grameen Bank in Bangladesh, various actors have endeavored to provide access to financial services to the poor in creative ways. The range of activities undertaken in microfinance include group lending, individual lending, the provision of savings and insurance, capacity building, and agricultural business development services. Whatever the form of activity however, the overarching goal that unifies all actors in the provision of microfinance is the creation of social value.


Tags: Wirtschaft, Betriebswirtschaft


Taschenbuch - 9783659105067
Verlag: LAP Lambert Academic Publishing
Ersterscheinung: Dezember 2014
ISBN-13: 9783659105067
Größe: 220 mm x 150 mm x 3 mm
Gewicht: 100 Gramm
56 Seiten
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