{"product_id":"microfinance-services-and-their-effects-on-small-farmers-in-rwanda-von-mutamuliza-eularie-rose-nyikal-stephen-g-mbogoh","title":"Microfinance Services and Their Effects on Small Farmers in Rwanda","description":"\u003cp\u003eMicro-finance industry in Rwanda is considered as the most effective mechanisms to reduce poverty.Many smallholder farmers lack self-financing for their activities.Despite the important roles assigned to micro-finance services, little is known about their contribution to the income and livelihood of smallholder farmers in Rwanda. This study examines the contribution of micro-finance services to the income of smallholder farmers.Primary data were collected from 240 respondents randomly selected in the 3 sectors of Nyamagabe District. Descriptive Analysis, Logit Model and Propensity Score Matching were used to analyze the data. The results from Logit Model indicated that Age of a household head, Education, Total Annual Assets, Home Savings, and Off-farm Income significantly influenced the smallholder farmers¿ decision to participate in micro-finance services. Results from Propensity Score Matching Model showed that the households who had participated in micro-finance services had increased their total annual income more than non-participants.Therefore,the use of SACCOs and Micro-finance services need to be promoted by the Government for mobilizing savings and extending credit.\u003c\/p\u003e\u003cdiv class=\"aw-variant-hidden-subtitle-div\" id=\"aw-variant-subtitle-9783659164064\"\u003e\u003ch3\u003e\u003c\/h3\u003e\u003c\/div\u003e","brand":"Libri","offers":[{"title":"Softcover - 9783659164064","offer_id":39448557125725,"sku":"9783659164064","price":49.9,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0940\/0622\/files\/d53977d1-d992-4d33-9b1a-677512510db4.jpg?v=1776054582","url":"https:\/\/shop.autorenwelt.de\/products\/microfinance-services-and-their-effects-on-small-farmers-in-rwanda-von-mutamuliza-eularie-rose-nyikal-stephen-g-mbogoh","provider":"Autorenwelt Shop","version":"1.0","type":"link"}