Dealing with adverse selection in health care insurance: Health care insurance in the Netherlands and the United States

Dealing with adverse selection in health care insurance: Health care insurance in the Netherlands and the United States

von Jo-Ann Martis
Taschenbuch - 9783659199684
49,00 €
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Beschreibung

This book examines the problem of adverse selection in the health care insurance market. the book researches the many testings of the existence of adverse selection in the health care insurance market and examines the negative consequences which adverse selection might have in this market. The book finds enough evidence to prove the existence of adverse selection in health care insurance markets. Before proposing several solutions for the problem, the book first looks at how countries are currently dealing with the problem and if their system is effective. Individuals deviate from the rational expectations, primarily advantageous selection determines whether these deviations reduce the problem of adverse selection. There are many tools to avoid the problem of adverse selection, such as insuring all individuals and making a risk-equalization fund. Adverse selection poses as a problem in a situation where countries do not take actions to avoid it, such as the above mentioned tools.

Details

Verlag LAP Lambert Academic Publishing
Ersterscheinung September 2012
Maße 220 mm x 150 mm x 3 mm
Gewicht 100 Gramm
Format Taschenbuch
ISBN-13 9783659199684
Auflage Nicht bekannt
Seiten 56

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