{"product_id":"consequences-of-basel-ii-for-small-and-mid-sized-enterprises-von-bjorn-schluter-sylvia-albers-armin-krenzer","title":"Consequences of basel II for small and mid-sized enterprises","description":"\u003cp\u003eInhaltsangabe:Abstract:\u003c\/p\u003e\u003cp\u003eAt present, rating is the number-one-topic discussed, both within the banking community and also, even more frequently, at enterprises. The second consultative package of the Basel Committee for Banking Supervision provides a basic change in equity capital contribution of banks. It is expected to change the rules of the credit business with institutional customers considerably. As a result, especially small and mid-sized enterprises are forced to enhance their credit standing in order not to struggle with the serious consequences of Basel II. This case study shows how!\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eInhaltsverzeichnis:Table of Contents:\u003c\/p\u003e\u003cp\u003e1.INTRODUCTION4\u003c\/p\u003e\u003cp\u003e1.1Overview4\u003c\/p\u003e\u003cp\u003e1.2Definition of the new Basel Capital Accord4\u003c\/p\u003e\u003cp\u003e1.3Targets5\u003c\/p\u003e\u003cp\u003e1.4Structure5\u003c\/p\u003e\u003cp\u003e2.BASICS6\u003c\/p\u003e\u003cp\u003e2.1Small and mid-sized Enterprises (SMEs)6\u003c\/p\u003e\u003cp\u003e2.1.1Definition of SMEs6\u003c\/p\u003e\u003cp\u003e2.1.2EconomicSituation andImportance ofSMEs7\u003c\/p\u003e\u003cp\u003e2.2Rating7\u003c\/p\u003e\u003cp\u003e2.2.1Credit ratings7\u003c\/p\u003e\u003cp\u003e2.2.2External ratings by rating agencies8\u003c\/p\u003e\u003cp\u003e2.2.3Bank-internal ratings9\u003c\/p\u003e\u003cp\u003e2.2.4Function of credit ratings10\u003c\/p\u003e\u003cp\u003e2.2.5Rating procedure and structure12\u003c\/p\u003e\u003cp\u003e2.2.6Rating as an opportunity to prepare for Basel II16\u003c\/p\u003e\u003cp\u003e3.BASEL II - THE NEW BASELCAPITAL ACCORD18\u003c\/p\u003e\u003cp\u003e3.1The Basel Committee of Banking Supervision18\u003c\/p\u003e\u003cp\u003e3.2The way from Basel I to Basel II18\u003c\/p\u003e\u003cp\u003e3.3Overview of the new Capital Approach19\u003c\/p\u003e\u003cp\u003e3.3.1The first Pillar: Minimum Capital Requirements19\u003c\/p\u003e\u003cp\u003e3.3.1.1In context of granting credits to small and mid-sized companies23\u003c\/p\u003e\u003cp\u003e3.3.1.2Possibilities of asset securitisation26\u003c\/p\u003e\u003cp\u003e3.3.2The second Pillar: Supervisory Review Process27\u003c\/p\u003e\u003cp\u003e3.3.3The third Pillar: Market Discipline27\u003c\/p\u003e\u003cp\u003e4.THE CONSEQUENCES OF BASEL'S RESOLUTIONS29\u003c\/p\u003e\u003cp\u003e4.1Current financial requirements of the small to medium-sized business sector29\u003c\/p\u003e\u003cp\u003e4.2Internal vs. external rating of SMEs31\u003c\/p\u003e\u003cp\u003e4.3Actual preparation status of SMEs35\u003c\/p\u003e\u003cp\u003e4.4Rating under aspects of Investor Relations42\u003c\/p\u003e\u003cp\u003e4.5Alternative financing possibilities for SMEs44\u003c\/p\u003e\u003cp\u003e4.5.1Effects on banks45\u003c\/p\u003e\u003cp\u003e4.5.2Effects on interest rates for SMEs46\u003c\/p\u003e\u003cp\u003e4.6Possibilities for SMEs to prepare for Basel II48\u003c\/p\u003e\u003cp\u003e4.6.1Implementation of a value-based management50\u003c\/p\u003e\u003cp\u003e5.CONCLUSION55\u003c\/p\u003e\u003cp\u003e6.APPENDIX57\u003c\/p\u003e\u003cp\u003e6.1Index of Abbreviations57\u003c\/p\u003e\u003cp\u003e6.2Index of Literature58\u003c\/p\u003e\u003cdiv class=\"aw-variant-hidden-subtitle-div\" id=\"aw-variant-subtitle-9783838655581\"\u003e\u003ch3\u003e\u003c\/h3\u003e\u003c\/div\u003e","brand":"Libri","offers":[{"title":"Softcover - 9783838655581","offer_id":39440576774237,"sku":"9783838655581","price":68.0,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0940\/0622\/files\/5ad06a4e-dd31-4c38-bcc2-93f365f6fb99.jpg?v=1782796546","url":"https:\/\/shop.autorenwelt.de\/products\/consequences-of-basel-ii-for-small-and-mid-sized-enterprises-von-bjorn-schluter-sylvia-albers-armin-krenzer","provider":"Autorenwelt Shop","version":"1.0","type":"link"}