{"product_id":"computational-intelligence-in-lending-von-esther-scheurmann","title":"COMPUTATIONAL INTELLIGENCE IN LENDING","description":"\u003cp\u003eArrears management is the process by which loan  accounts that have defaulted on their contractual  repayments are managed. Although computational  intelligence approaches such as artificial neural  networks have been applied to the related field of  loan approval\/credit-scoring, there is little  evidence of their application to arrears management.  This thesis investigates the feasibility of using  artificial neural networks to predict the risk of  personal loan accounts falling into arrears. The  data used is real live personal loan data sourced  from a medium-sized Australian financial  institution. The results are very encouraging,  particularly those obtained when an ensemble rather  than individual networks were used. The results also  suggested that there is scope for further  substantial research in this area.\u003c\/p\u003e\u003cdiv class=\"aw-variant-hidden-subtitle-div\" id=\"aw-variant-subtitle-9783838365220\"\u003e\u003ch3\u003eTHE APPLICATION OF COMPUTATIONAL INTELLIGENCE TECHNIQUES TO ARREARS MANAGEMENT\u003c\/h3\u003e\u003c\/div\u003e","brand":"Autorenwelt Shop","offers":[{"title":"Softcover - 9783838365220","offer_id":39499053531229,"sku":"9783838365220","price":49.0,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0940\/0622\/files\/bc462226-b71a-42c6-9823-6b00d51dbc9a.jpg?v=1758259174","url":"https:\/\/shop.autorenwelt.de\/products\/computational-intelligence-in-lending-von-esther-scheurmann","provider":"Autorenwelt Shop","version":"1.0","type":"link"}