{"product_id":"deciding-to-enter-tertiary-education-and-taking-on-debt-von-steve-haultain","title":"DECIDING TO ENTER TERTIARY EDUCATION AND TAKING ON DEBT","description":"\u003cp\u003eThis research investigated longitudinally the role  of debt in a cohort of 1232 final-year New Zealand  secondary school students. Two surveys were  conducted to address students'' debt and savings  behaviour and estimates, tertiary education entry  decisions, and attitudes to tertiary education and  term-time working. Debt attitudes were found to be  more complex than previously proposed, and this has  significant ramifications for debt attitude theory  and research. Longitudinal comparisons suggested  students become more or less avoidant of debt  depending on their circumstances. However, debt  attitude results still support many of the findings  of earlier research such as debt acquisition  preceding a more tolerant attitude change. Debt and  tertiary education attitudes are not well  predicted. Students report engaging in term-time  working to limit their student loans, but engaging  in term-time working results in lower grades in  their studies. Those from the middle and higher  socio-economic classes are more likely to be  positive towards tertiary education, and thus  entrants, compared with the lower socio-economic  classes.\u003c\/p\u003e\u003cdiv class=\"aw-variant-hidden-subtitle-div\" id=\"aw-variant-subtitle-9783838359168\"\u003e\u003ch3\u003eA LONGITUDINAL PERSPECTIVE\u003c\/h3\u003e\u003c\/div\u003e","brand":"Autorenwelt Shop","offers":[{"title":"Softcover - 9783838359168","offer_id":39498962075741,"sku":"9783838359168","price":79.0,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0940\/0622\/files\/44315361-a629-49b1-bb60-6ae6b9c20d63.jpg?v=1776231217","url":"https:\/\/shop.autorenwelt.de\/en\/products\/deciding-to-enter-tertiary-education-and-taking-on-debt-von-steve-haultain","provider":"Autorenwelt Shop","version":"1.0","type":"link"}